GVA Wealth × The Legacy Financial
Wealth planning for families with special needs
Special needs planning is planning for two generations — your lifetime and your child’s. GVA Legacy brings together GVA Wealth Management and The Legacy Financial to help families navigate long-term care, government benefits, and lifetime support.
There is no charge for the initial consultation.
Schedule a ConversationGVA Wealth Management and The Legacy Financial, together
Families with unique life circumstances need to provide for themselves and their dependents, and navigate the complicated world of long-term care and life planning. Many times, parents must find a balance between the competing goals of planning for their own financial future and planning for the lifetime needs of a child with a disability.
GVA Legacy is a shared service offering of GVA Wealth Management and The Legacy Financial. Together we understand grant programs, housing needs, medical costs, special needs trusts, and the traditional goals of financial planning.
GVA Wealth Management
A planning-first, independent wealth management firm helping families pursue their goals with personalized advice.
The Legacy Financial
Special-needs planning expertise, including Chartered Special Needs Counselor (CHSNC®) guidance for families.
Families navigating unique life circumstances
Parents balancing their own retirement with the lifetime needs of a child with a disability. Caregivers coordinating housing, medical costs, and government benefits. Families who want a plan that lasts beyond their own lifetime.
Two-generation planning
Balance your own financial future with the lifetime needs of a child or dependent with a disability.
Preserve benefits
Coordinate special needs trusts, ABLE accounts, and government programs so support is not accidentally lost.
A coordinated team
Attorneys, CPAs, insurance, and social-service professionals with special-needs expertise, working together.
Lived experience
Advisors who understand the decisions families face — including Chartered Special Needs Counselor (CHSNC®) expertise.
Legal, financial, and benefits planning — as a team
Coordination of state and federal funding
Help families understand and coordinate SSI, Medicaid, and related programs with private resources.
Appropriate legal planning
Work alongside counsel on wills, guardianship, and special needs / supplemental needs trusts.
Trusteeship and guardianship
Plan who will make decisions and how assets will be administered when you no longer can.
Tax-advantage planning
Seek tax-efficient vehicles inside and alongside a special needs trust, including compressed trust tax rates.
Funding strategies
Life insurance, annuities, cash, and managed portfolios — often in combination — to fund lifelong care.
Flexibility, affordability, and continuity
A plan that can be reviewed annually as life, benefits rules, and family circumstances evolve.
Ready to start the conversation?
There is no charge for the initial consultation. Let’s talk about the plan your family needs — for this generation and the next.